If we look at the update of the bill_items, all we are doing is updating a discount based on information from the customer table, which we had when we first built the bill_items table. 如果我们看一下对billitems的更新,我们所做的就是基于来自customer表的信息来更新discount,这个我们在首次构建billitems表时已经掌握了。
The discount rate depends on the terms of the bill, the amount, the reputation of the drawee and the reputation of the drawer. 贴现率取决于票据的期限和金额以及付款人和开票人的信誉。
Among them, the discount loan shall be measured by maturity value of the discount bill, and the difference between the maturity value of the discount bill and the money paid for the discount bill shall be accounted into the current profit and loss as discount interest. 其中,贴现贷款应以贴现票据的到期价值计量,贴现票据的到期价值与支付的票据贴现款项之间的差额,作为贴现利息,计入贴现当期损益。
With the increasing development of bill market and the progress of interest rate market in our country, the risk about shift of discount interest-rate of bill business becomes serious. 票据市场的不断发展和利率市场化的推进,使票据业务的转贴现利率风险日益突出。
For the possessor, the discount is the behavior of selling the due bill to the financial organ in order to obtaining the floating capital, which may take back advances money to the commercial credit capital. 对持票人来说,贴现是将未到期的票据卖给金融机构获得流动资金的行为,这样可提前收回垫支于商业信用的资本。